HealthCare.gov

healthCare.gov is the official federal health insurance exchange website in the United States, established under the Affordable Care Act (ACA), often referred to as "Obamacare". It serves as a central marketplace where residents can compare, shop for, and enroll in private health insurance plans.
Key Aspects of healthCare.gov:
Purpose: It helps individuals and families find affordable health coverage, often offering subsidies (premium tax credits) to lower monthly costs for those who qualify.
Coverage Features: All plans available through the marketplace are required to cover 10 essential health benefits, including emergency services, prescription drugs, and mental health services, as well as coverage for pre-existing conditions.
Eligibility: To use healthCare.gov, you must live in the U.S., be a U.S. citizen or lawfully present, and not be incarcerated.
Operation: While the federal government operates healthCare.gov for most states, some states run their own, separate insurance exchange websites.
